Credit and Identity Monitoring Tools

Monitor your credit and identity.

Choose from three enhanced plans for

peace of mind and security.

Taking steps to gain knowledge of how credit works can help you make better decisions, which could lead to better credit outcomes. CreditCheck® products by, Inc., an Experian company, were designed specifically for USAA members to provide the insight needed to understand your credit. Plus, the additional ID monitoring capabilities in CreditCheck® & ID Monitor provide you with new detection features, allowing you to act fast in the event your identity has been stolen.


You can access your Experian® credit report, score and receive alerts to key changes for free.

CreditCheck® & ID Monitor1

In addition to daily Experian® credit monitoring, you will also have identity monitoring.

CreditCheck® & ID Monitor1
(Experian®, Equifax®, TransUnion®)

Receive all three credit bureaus’ reports, scores and identity monitoring alerts.

All Three Plans Offer These Features

Daily Credit Monitoring

Checks your Experian credit report daily and notifies you by email with the option of text messages when key changes are detected.

Updates and Alerts

Alerts are provided when your score goes up or down, a change in risk level, or reaches a target value.

Credit Score & Tracking

Receive your credit score and track your credit changes.

Credit Score Planner

Resource that allows you to explore the impact of your credit score by taking certain actions.