Small Secured Loans

A Small secured loan is one that is connected to a piece of collateral – something valuable like a car or a home. With a secured loan, the lender can take possession of the collateral if you don’t repay the loan as you have agreed. A car loan and mortgage are the most common types of small secured loan.
A secured loan will tend to also have lower interest rates. That means a secured loan, if you can qualify for one, is usually a smarter money management decision vs. an unsecured loan. And a secured loan will tend to offer higher borrowing limits, enabling you to gain access to more money.

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Why get a Savings Secured Loan?

  • Immediate funding. You may access your funds the next business day after credit approval.
  • Preserve savings. You can continue earning interest on your savings and avoid early withdrawal .
  • Lower interest rate. You may get a lower annual percentage rate by providing approved collateral to secure your loan.
  • Fixed term and rate. You know exactly how much you’ll pay each month, making it easy to budget.
  • Loan amounts from $3,000 to $250,000
  • $75 origination fee
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What Can a Small Secured Loan Be Used For?



Borrow money without fees and closing costs, and without drawing on your savings.

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Build Credit History

Help to build a credit history for potential future borrowing needs.

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Pay unexpected expenses,quickly and efficiently.

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Secured Loan Sources: