Did you know identity theft is the fastest growing crime in the United States? In fact, more than 11.6 million Americans were victims of identity fraud in 2011, an increase of 13 percent over 2010.¹

Identity theft takes a serious financial and emotional toll on its victims. Recouping losses and clearing your credit will take money and time. As your trusted financial partner, your identity protection is our highest priority. That’s why US Community Credit Union is offering each of our members ID Protect, an active identity theft protection service. While other companies are charging $10 a month for this type of program, USCCU wanted to offer our members an affordable identity theft service. For a low monthly security fee² of $1.95, you and your family receive all the benefits below.

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New Benefit Added to IDProtect™:

Now you can view your credit score – your credit score is now listed with your credit monitoring. This credit score is available for you to see at any time and updated every 90 days (or when a new account is added). No more wondering about your credit score. Sign up and view it today!

Other Benefits of IDProtect™:

One account with IDProtect Covers you, your family, and joint account holders (family includes spouse, dependents under age 25, and parents living in the same household).

Comprehensive identity theft resolution services – should you become a victim, a dedicated fraud specialist will be assigned to manage your case.

Experienced recovery professional will walk you through the recovery process – until your credit and identity are completely restored.

An online identity theft news center and valuable phone and web resources.

Debit and credit card registration.

An ID theft recovery case plan to inform you of the recovery process.

Up to $10,000 identity fraud expense reimbursement coverage³.

Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others. If your risk is rated at medium or high, you will be notified.

3-in-1 Credit File Monitoring4 - free 3-in-1 credit report, unlimited access to your Equifax Credit Report™, and comprehensive credit file monitoring and automated alerts of key charges to your Equifax, Experian, and TransUnion credit reports.

Protecting Our Members

With the continued growth of ID theft attacks, US Community Credit Union feels each member needs identity theft protection. By providing all our members with the IDProtect program, we can lower the monthly cost through group coverage. The security fee of $1.95 per month will be charged to your account at the end of each month. If you choose not to utilize the IDProtect program, you have the opportunity to opt-out at any time.
More Information

If you have other questions or want more information, please feel free to contact one of our member service representatives at 615-743-9339 FREE or toll-free 1-866-899-6928 FREE.

1. Javelin Strategy & Research, 2012 Identity Fraud Survey Report.

2. Fee will be deducted from your account by US Community Credit Union and will apply to coverage for the current month. Fee will be charged the last day of the month.

3. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwritting qualifications and state regulations. Insurance coverage is provided to all member accounts by US Community Credit Union.

4 Credit file monitoring services are provided through Equifax Credit Watch™ Gold. Equifax, Equifax Credit Report, and Equifax Credit Watch are trademarks of Equifax Inc. Equifax’s credit monitoring products are protected under U.S. Patent No. 7,028,052. You will be required to complete Equifax’s identity authentication.

Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.