Credit Restoration Services
There are multiple credit restoration services available to help you fix your credit woes. A credit restore service will look over your credit report and then dispute anything that you may believe is not accurate. While some credit restore services make false claims, there are legitimate firms that will work to improve your credit and make an amazing difference in your overall credit rating. The legitimate operations know how to take care of business and get satisfactory results.
Many of the credit restore services have extremely high success rates. Before selecting a company to work with, check Better Business Bureau records and other agencies that maintain consumer reviews regarding services. Also consider what services are included in the price and what services will meet your personal needs.
How Credit Restoration Services Work
Legitimate credit restoration agencies will tell you that they can not guarantee that they will improve your credit score by leaps and bounds. Those credit restoration services that have been around for a while and that operate honestly know how to navigate the rules, what loopholes to look for and how to approach your credit issues so they can work to get your credit rating upgraded.
There are federal laws that are designed to protect the consumer. If a creditor violates these federal laws, they have a limited time to correct the error on the report or they could be required to pay you $1,000 for damages. The Fair Credit Reporting Act (FCRA) works to protect the rights of the consumers from improper and illegal collection practices.
What You Get With Our Credit Restoration Services
Repair Your Past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly.
Monitor Your Present
24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
Build Your Future
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and accomplish your credit goals.